While some occupations are inherently more dangerous than others, the fact of the matter is that just about anyone in California can be injured or made ill in the course of performing their job duties. When this happens, they may be unable to work for a period of time. In serious cases, a person might be permanently injured. Being unable to work can cause additional stress during what is already a difficult time. Fortunately, there are several types of workers' compensation benefits Californians can pursue, in order to help cope with the expenses related to their illness or injury.
One type of benefit one could obtain is medical care. This includes expenses associated with medical appointments, tests, medication and other reasonably necessary costs associated with recovering from the ailment the worker suffered on the job. It is paid for by the worker's employer.
Workers could also receive temporary disability benefits. These are payments received to make up for lost wages due to the ailment that is keeping the worker from being able to do their usual job. If a worker doesn't make a complete recovery and their ailment leads to a permanent loss of physical or mental functioning that is medically measurable, then that worker may qualify for permanent disability benefits.
Workers can also seek supplemental job displacement benefits. This is a voucher that helps the worker pay for any retraining they need. However, one can only receive this benefit if they are eligible for permanent disability benefits, are not being offered work by their employer and do not go back to work for their employer. For workers injured in 2013 or later in addition to supplemental job displacement benefits, they may also receive a one-time payment through the return-to-work supplement program.
Finally, sometimes a worker loses their life due to an injury or illness incurred on-the-job. If so, the worker's spouse and children can seek death benefits.
We hope you found this overview of the types of workers' compensation benefits in California informational, but it is not intended to be legal advice, nor can it guarantee a worker will receive any specific benefit. Workers applying for workers' compensation may benefit from seeking professional guidance first, to ensure they do not miss any essential steps that could lead to a denial of benefits.