No one walks out their door in the morning thinking this is the day they'll be injured at work. However, workplace injuries take place all the time. Some of these injuries are minor, requiring a little first aid, but nothing else. However, other injuries are more serious, necessitating extensive medical care and making it so that the worker must recover at home for a certain amount of time before being able to return to work. And, in some cases, a workplace injury can result in permanent disability.
It is fortunate, then, that the state of California requires most employers to carry workers' compensation insurance. This is true even if the employer has merely one employee. These benefits are meant to help workers who are injured on the job get by financially until they can return to work. Some benefits provided through workers' comp include medical care benefits, temporary disability benefits, permanent disability benefits or even death benefits.
However, obtaining workers' comp is not as straightforward as it may seem. Certain documents must be filed by certain deadlines and a worker only has a certain amount of time to notify his or her employer about the injury. It is not unheard of for a worker's initial application for benefits to be denied, necessitating an appeal. Any mistakes made can stymie the application process, so it is important to do things right the first time around.
For this reason, many people applying for workers' comp choose to seek professional guidance before proceeding. At our firm, we know that sometimes a seemingly minor injury can ultimately cause significant problems down the road. We believe it's important for our clients to seek medical care from their chosen provider when they are able, to avoid having to see the "company doctor." We also understand that when an initial claim for benefits is denied, oftentimes workers need to seek legal help should their case need to be litigated. Our firm's webpage on workers' compensation benefits may be of use to readers who want more information on this topic.