Being injured at work is sometimes a minor affair. However, if a workplace injury is severe enough to keep a person in California from being able to work for an extended period, then that person might want to apply for workers' compensation benefits. These benefits can be the financial safety net a worker needs to make ends meet until they can return to work.
No one walks out their door in the morning thinking this is the day they'll be injured at work. However, workplace injuries take place all the time. Some of these injuries are minor, requiring a little first aid, but nothing else. However, other injuries are more serious, necessitating extensive medical care and making it so that the worker must recover at home for a certain amount of time before being able to return to work. And, in some cases, a workplace injury can result in permanent disability.
Most people in California can appreciate putting in a hard day's work. This may be particularly true for those who work in dangerous occupations. Unfortunately, it is not unknown for a worker to be injured or even killed while performing their work duties. As a result, their family members are left grapping with the loss they have suffered.
Farming is an important industry in California, and citrus groves are one of the state's most renowned crops. However, like many other manual jobs where people must work with heavy machinery, farming can be dangerous. One recent incident in a California citrus grove exemplifies just how dangerous these occupations can be.
People can appreciate that construction work can be dangerous. However, that makes it all the more important for employers in the construction industry not to cut corners, especially when it comes to worker safety. Should they fail to follow applicable safety rules, it could lead to disaster.
When a person thinks of workplace injuries, they may picture a worker suffering an injury based on a one-time incident, such as straining to lift something heavy or falling off a ladder. However, some injuries build up over time simply by performing normal workplace duties. Known as cumulative trauma injuries, these injuries are increasingly giving rise to workers' compensation claims.
While some occupations are inherently more dangerous than others, the fact of the matter is that just about anyone in California can be injured or made ill in the course of performing their job duties. When this happens, they may be unable to work for a period of time. In serious cases, a person might be permanently injured. Being unable to work can cause additional stress during what is already a difficult time. Fortunately, there are several types of workers' compensation benefits Californians can pursue, in order to help cope with the expenses related to their illness or injury.
When a person in California thinks of the type of job that poses a risk to one's life, they may naturally think of jobs in the construction industry, and they would be right. Of the over 4,600 fatal workplace accidents in 2016, approximately 21 percent were in the construction industry. There were four major causes of death that were responsible for over 63 percent of fatal workplace accidents in the construction industry in 2016. The U.S. Occupational Safety and Health Administration has coined the term the "Fatal Four" to describe these causes of death.
Workers' compensation benefits can be a crucial financial lifeline for workers in California who are injured on-the-job, and cannot return to work due to their injuries. When a worker wants to pursue workers' compensation benefits, they will file a claim. Unfortunately, sometimes, a person's claim for workers' compensation benefits is denied. But, that denial can be challenged.